DDFinance AS

Our innovation enables setting up multiple national greenfield low-cost national insurance market systems, with millions of users and thousands of formal jobs created – this is scale at its best. The innovation is mobile phone driven, a domain of young people.  A one-year pilot completed in Kenya, proved that young…

The Approach To help realise the Kenyan government’s recently adopted goal of universal health coverage, it’s crucial to understand how formal health insurance in general, and DDFinance insurance in particular, affects low-income households’ well-being. Led by researchers at the Zurich Center for Economic Development of the University of Zurich, this…

The DDFinance Kenya business case is closely linked with SDG 17: DDFinance enhances knowledge sharing, including through improved coordination among existing providers and mechanisms, and through a global technology facilitation mechanism. The DDFinance complete Insurance Network Service, operated on our digital platform, structured as an international franchise, in cooperation with…

Customers: Get access to health and life insurance cover – in most cases for the first time in their lives. Beneficiaries: More young mothers can afford to give birth at hospitals – safer than delivery at home. Impact on Suppliers: More business for a multitude of DDFinance Kenya suppliers. Insurance…

DDFinance Kenya is a first and blueprint Insurance Network Service. DDFinance now prepares the expansion to a number of the 80 developing countries which share similar statistics of low insurance penetration and emerging mobile money penetration. By re-use of the DDFinance 1. business model, 2. cloud-based and mobile phone and…

DDFinance has contracted a considerable network of Kenyan, Pan-African, and global partnerships within underwriting, technology, teaching, distribution, business service providers as well as good relations with three national insurance regulators.  At investments of USD 1,2 million each, new profitable national franchisees will be built by re-use of the DDFinance business…