DDFinance Kenya asked their customers how they find the Collective-Based Insurance (CBI) products. One Saving Group leader in Embu answered this: You are giving Hope to the community. We never knew Insurance would come to people like us, and we trust it because you paid out one of the clients who lost her son. From her statement we hear that in this segment they did not expect insurance companies to reach out to them, the marginalized population
Insured people tend to do better economically, with insurance cover providing them with the confidence to channel more of their resources in high productive business ventures. Additionally, insurance helps to de-risk lending and unlocks capital for the poor.