DDFinance’s Collective-Based Insurance provides a safety net to prevent families from falling (back) into poverty after experiencing a health situation challenging their earnings. People that have some cash income can afford small premiums.  Insurance provides a buffer from the vicious cycle of poverty and can play an important role in building their resilience.

Collective-Based Insurance is accessible and affordable, helping low-income earners to seek treatment in hospital more often and earlier, supporting healthier lives and wellbeing.

As a counterbalance to a traditional male dominant society, 80% of our customers are women. Collective-Based Insurance offers women formal financial inclusion, and hence, provide more gender equality.

DDFinance recruits trainers through our distribution partners and pays them for training our potential customers in the field. This provides them with a result-based income to support their communities.

DDFinance digitizes workflows in the insurance industry and provides low-cost national insurance market systems in developing markets.

DDFinance provides fixed cash pay-outs related to hospitalization or death. Cash pay-outs build more resilient households and reduce inequalities.

From the introduction of a new digital insurance market system in developing markets, DDFinance now provides a strong and transparent digital structure mitigating corruption.